Worth Reading: 3 Articles on Encore Careers

September 4, 2013

Whats Next

Here are three inspiring articles on encore careers:

The Surprising Truth About Older Workers

Mark Simoneau was out of work or underemployed for over 4 years until his patience paid off: At 65 he could be retired and collecting benefits. But what he’s realized, he says, is that “I’m a worker.” He enjoys solving problems, helping coworkers and passing on his knowledge to others. That, as it turns out, is a good thing, and not just for his new employer.

Encore Conference 2013 Highlights – Big Ideas For Second Half of Life

With Americans living longer, and experiencing retirements likely to extend over 20 or 30 years, the question comes up: What should people do with the second half of their lives? Find inspiration in this article.

90-Year-Old Lovebirds are literally sweeping the Nation

In an interview with HuffPost, the couple explained why they think the commercial is such a hit?  “Frankly I think it’s our age. You usually don’t see people our age in commercials,” Morty Kaufman said. “We feel that all the commercials are made by young, beautiful people and we think our age group has been neglected and so we’re holding up our end.”

What’s next for you? Who or what inspires you to start an encore career?

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How to Create a Safe Workplace to Prevent Unnecessary Injuries

July 16, 2013

As our work force begins to age and continues working past traditional retirement age, it is important for businesses, caregivers and families to take precautions to ensure safe environments. […] The average slip or fall costs a business about $28,000, according to the U.S. Department of Labor. Many of these injuries result from hazards that are easy to overlook and equally simple to prevent.

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(Photo credit: http://www.comfortkeeperschaddsford.com)

Here are 4 ways to create a safe work environment and prevent falls:

  1. Reduce wet or slippery surfaces. Accidents on walking surfaces usually occur in parking lots, sidewalks, prep areas and showers. Make sure to keep parking lots and sidewalks free of trash. Use mats to absorb moisture in entrances, prep areas, and locker and shower rooms. Also, make sure grab bars are well anchored to walls and placed at the appropriate height. If possible, install railings on all outdoor stairs, pathways and decks, as well as potentially slippery areas that have textured surfaces.
  2. Keep walkways in common areas free of obstacles. Make sure doorways, stairs and hallways are kept clear. All exposed cords should be moved along the wall and taped. Rugs, carpets and mats should be taped or tacked down.
  3. Maintain proper lighting. Lighting should not be too dim or direct. Light switches should be accessible at the top and bottom stairs. Install night lights in bathrooms and hallways. Pay special attention to indoor and outdoor entrances.
  4. Stay organized. Organized work areas make it easier to find items or reach high places without the risk of falling. For example, items that are used often should be either at waist level or on low shelves. If you need to reach for something, a stepladder should be used rather than a chair, bucket or box. Mailboxes should be at an accessible level. […]

When was the last time you gave your home or business a thorough safety check? Here is a checklist for general fall prevention.

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The full article Create Safe Workplaces through Simple Prevention was first published in the San Diego Daily Transcript July 2013 issue.


Encore Careers: Resources and Success Stories

June 28, 2013

It’s never too late to follow your dream and spend your days doing what you love. In fact, entering an Encore Career can be a lot more rewarding than simply working to get by. For whatever reason you decide to remain in the workforce past the traditional retirement age, you might as well enjoy it.

Jan

Jan (standing) retired from her career in education in 2001 and continues to work as a consultant in addition to volunteering multiple times a week to serve lunch to seniors at Senior Community Centers.

Baby Boomers in their 60s and 70s have most likely had a first career and already built a life for themselves and their families. Entering a second career therefore comes with a lot less pressure and serves as a healthy way to spend the golden years. It may take a little while to get hired, but it’s worth it. Here is a list of resources and success stories of people loving their Encore Careers:

“A whopping 25 million Americans between 44-70 hope to start their own businesses in the coming 5-10 years, according to a 2011 MetLife Foundation study. Half want to start what they consider a socially responsible enterprise.”

“I was 66 years old when I received my firefighter certification, which supposedly made me the oldest person, or at least oldest female ever, to achieve the certification in the state, and possibly in all of New England.”

“While Encore.org is not a job placement service, it provides free, comprehensive information that helps people transition to jobs in the nonprofit world and the public sector.”

The article from Next Avenue covers how to create an Encore Resume and dispels myths about Encore Careers.

This concludes the 3-piece series on Encore Careers. Please join the conversation and share your success stories below.


Encore Careers: 6 Tips that Help Baby Boomers Get Hired

June 21, 2013

Statistics show that the average woman lives another 23 years past 65 and the average man lives another 18 years. What would you like to do with that time?

This is the second part of a three-piece series on Encore Careers. It’s no secret that Baby Boomers are planning to remain in the workforce past the traditional retirement age. While some Baby Boomers continue to enjoy their first careers, some may want to reenter the workforce after taking some time off. Here are 6 tips that will get you ready for that Encore Career:

  1. Know what your passions are; know what you’re good at
  2. Check with your local network to find out where jobs are
  3. Use the Internet to search for senior employment opportunities
  4. Update your resume showcasing your talent and experience
  5. Go to school and utilize community education programs
  6. Volunteer to increase your chances of getting hired

For detailed information about each of these tips and examples of where to look for help, watch my discussion in the KUSI Newsroom by clicking the picture below:

KUSI Encore Career

Check back next Friday for Part 3 covering Encore Careers: Resources and Success Stories


Encore Careers: Remaining in the Workforce Past the Traditional Retirement Age

June 14, 2013

This is part one of a three-piece series on Encore Careers. As more and more Baby Boomers reach retirement age, many actually remain in the workforce or reinvent themselves for an Encore Career.  Reasons for remaining employed are as diverse as the seniors facing those decisions.

“Work is not about the money. I want to stay busy.” ~Archie Moore Jr.

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At Senior Community Centers 14 percent of our workforce is 65 years or older. Not long ago the typical American’s goal was to retire before age 65 but now more workers are pushing back retirement into their 70s.

Statistics show that 18.5 percent of Americans age 65 and over were still working in 2012, according to the Bureau of Labor Statistics.

Baby boomers are staying in the workforce for a multitude of reasons. They are trying to help cover the costs associated with their children’s college tuition while caring for their aging parents. Does that sound familiar? Others continue to work after their retirement savings took a deep hit during the recession. In addition, many Americans are now living into their late 80s and 90s outliving their retirement savings.

“Being a senior myself opened my eyes on how the senior population was neglected and I wanted to do something with my own hands to help.” (Archie Moore Jr.)

For many older adults having a purpose and making a difference in the community is what keeps them in the workforce. “Work is not about the money. I want to stay busy.” says Archie Moore, Jr., age 70. After 25 years in sales, over 15 years as a pharmacist and two college degrees, Archie felt he was most needed serving seniors in downtown San Diego and joined Senior Community Centers’ Nutrition Program where he continues to make a difference not just for himself but for our community.

It’s never too late to reinvent yourself and follow your passion. What keeps you actively engaged in today’s workforce?

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Check back next Friday for Part 2 covering Encore Careers: 6 Tips that Help Baby Boomers get Hired.


Are you Considering to Retire in San Diego?

March 27, 2013

Endless beaches, year-round wonderful weather, close proximity to the desert and mountains, a rich and diverse culture – San Diego has plenty of exciting activities to offer for an engaging lifestyle during retirement.

San Diego residents benefit from excellent health care and medical research facilities. UC San Diego Medical Center is ranked 37th in the nation for geriatric care.  (The full US News List for Geriatric Care has over 1,500 hospitals listed.)

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But amazing weather, casual beach living and excellent medical care are not enough to make San Diego a top destination for retirement. In fact, San Diego is one of the top 10 worst cities to retire.

“What makes it difficult to retire in the San Diego metro area are the high housing costs. People age 60 and older spend a median of over $1,000 per month on rent and $1,971 monthly on their mortgages, although costs drop to $436 monthly for seniors who have paid off their houses.”

While some retirees have the luxury to choose where to spend their non-working years, Baby Boomers that already live in San Diego may not have that choice and are bound to struggle with the high cost of living. Deep family roots and local investments may make it hard to pack up and settle elsewhere.

The 60+ population in San Diego is projected to increase from 531,980 today to 929,766 in 2030. This 75% increase compared to a 62% increase nationally (from 57 million to 92 million) will impact life in San Diego and the work of Senior Community Centers on many levels.  By 2030, 25% of the population will be over 60 years of age with an average life expectancy of 83 years.

Wherever you choose to spend your retirement, are you prepared for 20+ years without a set salary?  While Congress is still taking too much time to handle our aging population, it’s never too early for you to start planning. (Here is a good retirement planning guide from the US Department of Labor.)


Eliminating Social Security for City Workers

July 22, 2011

This week, VoiceofSanDiego.org posted the story; How One Person Could Determine City’s Social Security Future. Immediately, I knew this “either, or” proposed remedy to San Diego’s pension issue is NOT a road we should drive down.

Social Security was always intended to be one leg of a three-legged stool from a retirement perspective. The other two legs being pension and private savings/investments. In 2011, far too many Americans are attempting to stand on one-leg only — Social Security.

The reality is that pensions are out of the retirement equation for most workers. But two legs are better than one (or potentially none). Workers need social security and must take personal responsibility for private savings if they are to have a comfortable retirement.

On a daily basis at Senior Community Centers, I see seniors struggling to get by on social security alone (average payment $850/month). With it they are living in poverty; without it they would be destitute on the streets or worse. Read the rest of this entry »


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